Nepal uses the Nepalese Rupee (NPR), symbolized as Rs or रू. As of early 2026, the exchange rate sits at approximately 130–135 NPR per 1 USD, 165 NPR per 1 EUR, and 90 NPR per 1 AUD. Rates fluctuate daily.
Banknotes come in denominations of 5, 10, 20, 50, 100, 500, and 1,000 rupees. Coins exist but are rarely used.
Where to exchange money in Nepal
Best option — licensed money changers in Thamel (Kathmandu) or Lakeside (Pokhara). Rates are competitive, the process takes 2 minutes, and you can compare rates across several shops within walking distance.
Second-best — banks. Slightly lower rates than money changers but completely safe. Useful for larger amounts.
Third option — ATMs. Withdraw between 10,000 and 35,000 rupees per transaction with a 500 NPR fee per withdrawal. Use Himalayan Bank, Nabil Bank, or Standard Chartered ATMs in major cities. Avoid airport ATMs — they have higher fees.
Avoid — airport exchange counters. Rates are the worst at the airport. Change only what you need for your first taxi, then exchange properly in Thamel the next day.
A few Nepali tips most guides miss
Carry plenty of NPR 100 and 500 notes. In the mountains, teahouse owners often cannot break a 1,000-rupee note, especially early in the trekking season. Crisp, new USD bills get better rates than worn ones — money changers do check. Cryptocurrency is banned in Nepal — don’t try to use it. Cards work in Kathmandu and Pokhara hotels and bigger restaurants but usually come with a 3–5% surcharge.